(2)(a)1. Every mortgage in which the final payment or the principal balance due and payable upon maturity is greater than twice the amount of the regular monthly or periodic payment of the mortgage shall be deemed a balloon mortgage; and, except as provided in subparagraph 2., there shall be printed or clearly stamped on such mortgage a legend in substantially the following form:
A mortgage is a pledge of real property to a creditor as security for the repayment of a debt involving the property. For example, if you have borrowed money to purchase a house, the entity you’ve borrowed the money from can take ownership of the home should you default on payments.
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The frequency of defects, fraudulence and misrepresentation in the information submitted in mortgage loan applications during June was seven percent lower from the previous month but 3.9 percent.
Two Florida-based reverse mortgage companies – reverse mortgage advisors based in Lady Lake, and Access Reverse Mortgage Corp. based in Clearwater – are combining personnel and resources in order to.
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