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USDA Guarantee, Annual Fee for 2015 Buyers Are Looking for Your Home, Now [INFOGRAPHIC] · The current usda upfront fee is 2.0% of the loan amount and will increase to 2.75% starting October 1, 2015. This represents a 37% increase. The monthly fee will remain the same at 0.50% of the loan amount per year, paid in 12 equal installments along with the monthly payment.
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